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Free Loan Modification
Free Loan Modification Help
Did you know that there are non-profit organizations in San Diego willing to help you complete your loan modifications at no cost? As a FREE service to you we will help you gather all your needed documents and get you prepared for a meeting with a Community Housing Works Mortgage Assessor or The San Diego Home Loan Counseling & Education Center depending on who fits your schedule best.
Did you know that there are non-profit organizations in San Diego willing to help you complete your loan modifications at no cost? As a FREE service to you we will help you gather all your needed documents and get you prepared for a meeting with a Community Housing Works Mortgage Assessor or The San Diego Home Loan Counseling & Education Center depending on who fits your schedule best.
As a California State Licensed Loan Offices we are familiar with what documents you will need and will help you gather or order the documents you may have lost. In order to move forward with this process, click on Apply Now For Loan Mod Help.
How the process works:
Step 1: Collect Your Documentation
The Mortgage Assessor at Community Housing Works or San Diego Home Loan Counseling and Education Center will need for you to bring as many documents that you have that is related to your mortgage statements, lender correspondences, proof of income and other documents that may be applicable to your special situation. To better prepare yourself for the next step, fill out the Apply Now For Loan Mod Help so we may email you the entire “Loan Modifications Document Checklist” to get yourself ready for a comprehensive mortgage analysis at your confidential and specific session. Be sure to be prepared for when you go to the meeting, this is where we help you, to get ready for the meeting!
The Mortgage Assessor at Community Housing Works or San Diego Home Loan Counseling and Education Center will need for you to bring as many documents that you have that is related to your mortgage statements, lender correspondences, proof of income and other documents that may be applicable to your special situation. To better prepare yourself for the next step, fill out the Apply Now For Loan Mod Help so we may email you the entire “Loan Modifications Document Checklist” to get yourself ready for a comprehensive mortgage analysis at your confidential and specific session. Be sure to be prepared for when you go to the meeting, this is where we help you, to get ready for the meeting!
Step 2: Set up a Meeting
The estimated two hour meeting with one of the Foreclosure Prevention Counselors at Community Housing Works or The San Diego Home Loan Counseling and Education Center will begin the process to evaluate if your particular situation is negotiable with your lender. Counseling sessions are offered 30-40 times a week in either English, Spanish or Farsi. No Walk-Ins allowed. Apply Now for Loan Mod Help.
The estimated two hour meeting with one of the Foreclosure Prevention Counselors at Community Housing Works or The San Diego Home Loan Counseling and Education Center will begin the process to evaluate if your particular situation is negotiable with your lender. Counseling sessions are offered 30-40 times a week in either English, Spanish or Farsi. No Walk-Ins allowed. Apply Now for Loan Mod Help.
Step 3: Loan Modification/ Short Sale or Foreclosure?
Hopefully your loan modification was approved if is not you will be faced with the decision of a short sale or a foreclosure? If you stay in the house without paying your mortgage the bank will eventually foreclose and possibly offer you $2500 (cash for keys) to move out of the house as long as you leave it decent condition or if you do not want to go through the Loan Modification process Apply Now for Short Sale.
Reasons You Should Short Sale
Once you have gathered all of the Short Sale Document Checklist, please contact our office or fill out the attached Short Sale Info Link to schedule a meeting to go over the documentation and complete the listing paperwork. 619-8660-0259.
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